Crash during a pursuit in North Texas (December 2024): immunity comes before fault

December 13, 2024

FOX 4 reported a crash connected to a police pursuit in North Texas on December 13, 2024. Someone was hurt. We had no involvement in it and we are not going to speculate about the facts. What we can do is set out the legal questions an incident of this kind raises in Texas, because families dealing with one are usually working it out from scratch at the worst possible moment.

Crashes during a pursuit raise immunity questions first

When someone is injured because a fleeing driver crashed — or because a pursuing vehicle did — the first question is not fault in the ordinary sense. It is whether a claim against the public entity is available at all.

The framework

The Texas Tort Claims Act waives governmental immunity only in defined circumstances, and claims arising from emergency response and pursuit are subject to specific limitations. Whether a claim survives usually turns on the manner of operation of the vehicle, applicable laws and ordinances governing emergency action, and the department’s own pursuit policy.

What the records show

  • Dash and body camera footage, and in-car video from other responding units
  • Radio traffic and dispatch logs, which establish what was known and authorised, and when
  • The department’s written pursuit policy and the supervisor decisions made under it
  • Vehicle data from every vehicle involved

The deadline is the trap

Formal written notice to the governmental unit is required within a short statutory period, and municipal charters frequently require less. Families dealing with a catastrophic injury routinely discover the requirement after it has passed. If a public vehicle was involved in any way, treat the matter as urgent from the first week.

The fleeing driver remains liable regardless, though their insurance is often minimal or absent — which is precisely when uninsured motorist coverage becomes the claim that matters.

What disappears, and how fast

The evidence that decides these cases has a shorter life than the legal deadline suggests.

  • Video. Traffic, business and doorbell cameras commonly overwrite within days.
  • Vehicle data. Many vehicles record speed, braking and throttle before impact. That information leaves with the vehicle when it is repaired or sold for salvage.
  • The scene. Debris is swept, skid marks fade, and a burned-out street light gets replaced — taking with it the best explanation of why a driver saw nothing.
  • Witnesses. People who stopped that day are findable that week and often not a month later.

A written preservation demand sent early obliges the other side to retain what they hold. Sent late, the material is frequently gone under routine retention policy, entirely lawfully.

Finding the insurance is often the case

In serious collisions, liability is frequently obvious and the real work is establishing what coverage exists. Texas requires only modest minimum liability limits, and a single hospital admission can exceed them.

  • Your own uninsured and underinsured motorist coverage, which exists for exactly this gap.
  • Medical payments or PIP, which pays regardless of fault and arrives early.
  • An employer’s policy, if the at-fault driver was working at the time.
  • Commercial or umbrella policies sitting behind a personal one.
  • A vehicle owner who entrusted the car to someone unfit to drive it.

One warning that costs people real money: do not settle with the at-fault driver’s insurer without your own underinsured carrier’s written consent. Doing so can void that larger claim.

What to do now

  • Get medical attention and keep going — gaps in treatment become the argument that something else caused the injury.
  • Ask that any vehicle involved not be repaired or sold until it has been inspected.
  • Write down who stopped, what they saw, and anything said at the scene.
  • Decline a recorded statement to the other side’s insurer until you have advice.
  • Keep every document in one place: the report number, bills, mileage, days missed.

Reporting that prompted this post

We write about incidents reported in the local press to explain the legal questions they raise. We don’t represent anyone involved unless we say so.

Our Garland injury attorneys handle matters like this every day. The case review is free.

This post is general information about Texas law, not legal advice about your situation, and reading it doesn’t make us your attorneys. Every case turns on its own facts.

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