Highway collision on I-20 (January 2025): what decides the claim
FOX 4 reported a highway collision on I-20 in Parker County on January 2, 2025. Someone was killed. We had no involvement in it and we are not going to speculate about the facts. What we can do is set out the legal questions an incident of this kind raises in Texas, because families dealing with one are usually working it out from scratch at the worst possible moment.
What decides an ordinary collision claim
Most crash claims are not decided by argument about who is a good driver. They are decided by three things: what the physical evidence shows, how the injuries are documented, and how much insurance exists.
Fault is a percentage, not a verdict
Texas divides responsibility across everyone who contributed. Your recovery is reduced by your share, and eliminated entirely if it exceeds half. That arithmetic is why insurers work to attach some blame to the injured person in almost every case, including ones where liability looks obvious.
The proof that moves the percentage
- Vehicle data recording speed, braking and throttle in the seconds before impact
- Damage patterns, which frequently contradict a stated sequence of events
- Independent witnesses, identified before they scatter
- Traffic, business and doorbell camera footage, overwritten within days
- Signal timing and sight-line measurements taken at the same hour of day
Injuries have to be documented, not described
The most common avoidable damage to a claim is a gap between the crash and the first medical record. Adrenaline hides injury, and a delay of weeks becomes the argument that something else caused it. Consistent treatment and a plain contemporaneous note of what you could not do are worth more than any adjective used later.
When someone does not survive
Texas limits wrongful death claims to a defined group — the surviving spouse, the children, and the parents of the person who died. They may file individually or together. Siblings cannot bring a wrongful death claim, however close they were. If no family member has filed within three months of the death, the estate’s representative may do so.
Two claims usually arise from one death. The wrongful death claim belongs to the family and covers what they lost: financial support, companionship, mental anguish, lost inheritance, household services. The survival claim belongs to the estate and covers what the person suffered before death, along with medical and funeral expenses.
Where the conduct exceeded ordinary negligence, Texas also permits exemplary damages, subject to a higher burden of proof and statutory limits.
The deadline is shorter than two years in more cases than people think
The general limitations period for a Texas personal injury suit is two years from the incident, and the same period generally governs wrongful death. That is the number everyone has heard.
The number that catches families out is the other one. Claims against a city, county, transit authority, school district or other governmental unit require formal written notice within a short statutory window, and municipal charters frequently require less — sometimes a matter of weeks. Miss it and an otherwise strong claim can be barred long before the two-year period runs.
Government involvement is not always obvious. A road defect, a work zone under public contract, a public vehicle, a transit bus, or a municipal employee running an errand all bring those rules into play. If there is any prospect of it, the matter should be assessed in the first weeks.
What to do now
- Get medical attention and keep going — gaps in treatment become the argument that something else caused the injury.
- Ask that any vehicle involved not be repaired or sold until it has been inspected.
- Write down who stopped, what they saw, and anything said at the scene.
- Decline a recorded statement to the other side’s insurer until you have advice.
- Keep every document in one place: the report number, bills, mileage, days missed.
Reporting that prompted this post
We write about incidents reported in the local press to explain the legal questions they raise. We don’t represent anyone involved unless we say so.
Our injury attorneys serving Garland handle matters like this every day. The case review is free.
This post is general information about Texas law, not legal advice about your situation, and reading it doesn’t make us your attorneys. Every case turns on its own facts.
Our Recent Post
